{"id":98,"date":"2012-05-11T18:56:18","date_gmt":"2012-05-11T18:56:18","guid":{"rendered":"http:\/\/public.mediasimple.ca\/remax_papachristou\/?page_id=98"},"modified":"2012-10-19T15:19:04","modified_gmt":"2012-10-19T19:19:04","slug":"frais-de-demarrage-y-avez-vous-pense","status":"publish","type":"page","link":"https:\/\/berubedenise.com\/en\/acheter-2\/frais-de-demarrage-y-avez-vous-pense\/","title":{"rendered":"Considering Start-Up Costs"},"content":{"rendered":"

Did you know that when you buy a property, you must have money set aside to cover start-up costs? Your down payment and mortgage payments are not the only costs involved, so it’s wise to have some additional savings set aside that can be used for your additional expenses.<\/p>\n

These expenses should not be taken lightly and some mortgage lenders will even check that you have these funds available before granting you a loan. Mortgage loans are calculated based on the value of your home and, therefore, cannot be used to pay these additional costs.
\nHere is a list of common start-up costs:<\/p>\n

    \n
  1. Property inspection and evaluation<\/li>\n
  2. File processing fee for mortgage insurer as well as any taxes on the premium<\/li>\n
  3. Notary fees<\/li>\n
  4. Adjustment costs determined by the notary (electricity, heating, municipal and school taxes, equipment rental contract, etc.)<\/li>\n
  5. Property transfer tax (welcome tax)<\/li>\n
  6. Moving expenses<\/li>\n
  7. Service and utilities hook-up fees (phone, electricity, etc.)<\/li>\n
  8. Decorating (paint, curtains, etc.)<\/li>\n<\/ol>\n

    SOURCE :\u00a0CENTRIS.CA<\/a><\/p>","protected":false},"excerpt":{"rendered":"

    Did you know that when you buy a property, you must have money set aside to cover start-up costs? Your down payment and mortgage payments are not the only costs involved, so it’s wise to have some additional savings set aside that can be used for your additional expenses. 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